Can you actually afford this place?

The real answer, not the one you tell yourself when you're excited about the apartment.

Start entering your numbers below — results update as you type.
Your Income
Side gig, partner contribution, etc.
The Apartment
Usually $100-250 for a 1BR
Usually $15-30/mo
Your Other Monthly Bills
Netflix, Spotify, gym, etc.
Average $300-500/person

Pro Tips from Someone Who Learned the Hard Way

Forget the 30% Rule

The 30% rule uses gross income. Use your actual take-home pay — that's what hits your bank account, and that's what matters when rent is due.

Think About Renewal

Don't forget about next year. Will you be able to afford a rent increase? If you're already stretched thin, a 5% bump could push you over the edge.

Cheaper Rent Isn't Always Cheaper

That apartment 45 minutes out might save $200/month in rent but cost you $300 in gas and commute time. Do the full math before you commit.